Event Details

The presentation will be broken down into three categories:

Financial and Retirement Options:

• Participants will gain an understanding of the many types of retirement plans, the important factors for retirement plan selection, matching the plan to the business strategy, choosing the plan most appropriate for their workforce.
• Participants will learn about retirement plans for businesses with and without employees, for profit and non-profit, private and public.  Characteristics of each plan will be reviewed to help the participants understand the retirement plans that are most appropriate for their business.  A discussion of the pro, cons, and features of each plan will also be included in the content.  Tax implication of each plan will be covered as well as the workforce considerations when selecting a plan.

Small Group (Under 50 employees)

We will discuss the following and their applicability for small employers:

• Carriers, types of benefits, minimum participation 
• Compliance- Section 125s, SPDs, COBRA, FMLA, Business Associate Agreement, Compensation Statements
• Technology- Cumbersome paper enrollment/waiver forms versus streamlined functional easy to use online enrollment. Industry trends, service, edi feeds, etc....
• How employers can continue to evolve to deliver an exceptional benefit package.

Large Group (Over 50 employees)

We will discuss the following topics which typically affect large employers:

• Self-funding
• Captives
• Hybrids
• Compliance Concerns (specific to Self-funding)
• Advantages/Disadvantages
• Feasibility Studies

Scott Reed, CFP joined Edward Jones after a 13-year career in corporate human resources. He made the career change because he believes he can make a positive difference in the lives of his clients that will be felt for the rest of their days and for generations to come. He feels that his clients are part of his family; and he is there to guide them through all of life's challenges.

As a member of the Saginaw business community, Scott is actively involved in the Chamber of Commerce, Alzheimer's Association, American Cancer Society and the Saginaw Promise. He has also been an active member of VSHRM, currently serving as a special advisor to the Board and a member of the Member Connections Committee.
 

Dawn Boucher has 18 years’ experience in insurance and risk management. She joined Mannor Group Benefits in 2013. Dawn has a passion for showing business how they can afford employee benefits and she enjoys working with business owners and employees to ensure coverage demands are satisfied.

Dawn is an active member of the Saginaw County Chamber of Commerce and was awarded the Ambassador of the Year. She is also an active member with the Great Lakes Bay Manufactures Association, National Association of Health Underwriters, and Women in Leadership. Dawn encourages young individuals as a Talent Coach through MI Bright Futures and she is on the Board of Directors for the Underground Railroad. Dawn is also an active VSHRM member and currently serves as the Workforce Readiness Chair for the VSHRM Board, working with both the Saginaw Rescue Mission and the Saginaw Career Center to provide mentoring and job skills to participants in their programs.
 

Robert Dotson, CIC, LIC, CBWA joined Saginaw Bay Underwriters in 2006 and is currently their Vice President – Employee Benefits. He has over 20 years of insurance industry experience as an employee benefits risk advisor.

He actively supports the Marshal Fredericks Museum at SVSU and is a long-time VSHRM member, where he serves as the Membership Chair.  Robert is also a member of many industry organizations and sits on several boards and advisory teams including the Blue Cross Blue Shield of Michigan Agent Advisory Council, Michigan Small Group Advisory Council and United Benefit Advisors. His attention on the success of his clients, their teams and their businesses result in strong and long-term partnerships based in trust. He provides strategic planning, design, consulting, implementation and employee education for his clients and their teams. Robert is regularly engaged as a subject matter expert on compliance, alternative financing, wellness, benefit modeling and planning. He seeks to find alternative plan designs and funding mechanisms that enable employers to attract and retain employees.